Security Assurance of Online Payments
Our online payment page is fully secure with three security layers:
1. Internet Standard Encryption Technology:
We are using Internet standard encryption technology to scramble your sensitive data when you transmit it to us. This process is known as SSL (secure sockets layer) and we are constantly updating our technology to provide you with the maximum practicable level of security. To check that you are in a secure area of our site look at the bottom of your browser and you will see a closed padlock or an unbroken key on our Payment Page.
2. 3-D Secure Authentication:
3-D- Secure is an authentication step for online payments; it’s intended to provide an extra layer of security for online buyers. GiftsKarachi.com online payment processing gateway supports 3-D Secure protocol for Visa (Verified by Visa) and MasterCard (MasterCard SecureCode).
If a buyer’s financial institution supports 3-D Secure and they are submitting a payment through online payment methods of GiftsKarachi.com, they may see a screen pop up during the payment process. This screen will either offer enrollment in their card’s 3-D Secure program or request authentication if the buyer is already enrolled. 3-D Secure payments are supported on all online transactions by default and it cannot be disabled, if your financial institution supports 3-D Secure.
It is important to note that the 3-D Secure page is not hosted nor managed by GiftsKarachi.com or their payment processor. Instead, this page is served by the card-issuing institution. Any issues with the 3-D Secure authentication page should be handled by the card-issuing entity.
3. Fraud Protection Team:
Along with the above two security measures our payment processor has their dedicated team to check the every single transaction to ensure no fraudulent activity has been attempted.